Banking & Payments Federation Ireland Q1 2026 report reveals over €1.3bn in invoice finance funding

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Banking & Payments Federation Ireland Q1 2026 report reveals over €1.3bn in invoice finance funding

17 August 2026

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Bibby Financial Services Ireland, a committed member of Banking & Payments Federation Ireland (BPFI), welcomes the latest industry figures demonstrating the important role invoice finance continues to play in supporting businesses throughout Ireland.

We work with SMEs and mid-sized businesses that use flexible working capital to manage cashflow, strengthen their financial position and pursue opportunities for growth. The latest data reflects what we continue to see across the market: businesses value dependable funding solutions that give them greater control over their cashflow as trading conditions change.

As Ireland’s leading independent invoice finance provider, we understand the certainty and flexibility this type of funding can offer growing businesses. We’re pleased to share the latest BPFI press release below, which provides further insight into the trends shaping Ireland’s invoice finance market.

Invoice finance is a working capital or revolving credit facility, used by both SMEs and larger businesses, to release cash tied up in outstanding customer invoices

New BPFI data shows that funds advanced by participating lenders fell by 1.4% year on year to more than €1.3 billion in Q1 2026, while the total funds available to businesses increased by 1.9% to more than €3 billion

Banking & Payments Federation Ireland (BPFI) has published new figures showing that more than €1.3 billion was advanced to Irish businesses through invoice finance at the end of Q1 2026, a decrease of 1.4% year on year. Over the same period, the total funds available through these facilities increased by 1.9% to more than €3 billion.

Invoice finance is a working capital facility used by SMEs and larger companies to release cash held up in unpaid customer invoices.

The following are the key figures from the report

Funds advanced: Over €1.3 billion advanced to businesses, down 1.4% year on year.

Funds available: More than €3.0 billion available to businesses, up 1.9% year on year.

Average funding per client: Remained stable at almost €1.0 million per business.

Client sales: Total quarterly sales reached over €9.5 billion , virtually unchanged year on year.

Average number of debtor days: The average number of debtor days outstanding fell from 45 to 43 days.