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Litsemba Funeral Cover FAQ’s

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Litsemba Funeral Cover FAQ’s(https://www.sbs.co.sz/litsemba-funeral-cover-faqs/)

What is Litsemba Funeral Cover?

Funeral insurance underwritten by ESRIC for SBS customers who have transactional and savings accounts. Premium deduction is through a stop order monthly.

Until what age can I get funeral cover?

The maximum entry age for the main life Litsemba, the spouse, parents and parents-in-law is 85 years. The maximum entry age for children is 21 years, 25 years if they are still students. For disabled children they are covered for as long as the policy remains active, but they must have entered before turning 21.

Can I take out funeral cover for my parents?

Yes. You can get funeral cover for your parents and even your parents-in-law to your policy. The maximum age until your parents can be added to your policy to enjoy cover is 85 years.

How many members can I add to my funeral policy?

Your Litsemba funeral plan allows you to add your spouse, up to 6 children, your parents, & your parents-in-law, and extended family members. This is a total of 22 members on one plan. You can add and remove members as and when needed. Please note that waiting periods will apply.

Can I add stepchildren to my policy?

Yes. You can add up to 6 children to your funeral plan – this refers to biological children, legally adopted children and stepchildren. You cannot add a child to your policy if he or she is older than 21. For disabled children they are covered for as long as the policy remains active, but they must have entered before turning 21.