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Critical Illness Insurance
Life Insurance
Critical Illness Insurance
Financial support in difficult times If one of the listed illnesses is diagnosed after 120 days from the policy purchase date, you will receive the insurance benefit, which you may use for treatment or any other purpose.In the event of death due to natural causes or as a result of an accident, the financial benefit will be paid to the beneficiary you have designated or to your legal heir. Coverage for critical illnesses also extends to your minor children.
Request a call Purchase Policy（https://on.tbcinsurance.ge/life-critical）
Offers
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Policy Advantages
Learn more about the services and opportunities offered by TBC Insurance
01
Cover
21 critical illnesses
Minor children for free
02
Benefit From
Alternative Medical Opinion services
Medical Treatment Coordination services
03
Receive
Up to 50,000 - 100,000 GEL
Insured Risks
Insured Risks
Insurance package covers 21 critical illnesses
Malignant cancer
Myocardial Infarction (Stroke)
Stroke
Aortic surgery
Kidney failure
Paralysis
End Stage Liver Disease
Bacterial Encephalitis or Meningitis
Irreversible Deafness
Major Burns
Parkinson's Disease
Benign brain tumor
Coronary Artery Bypass Surgery
Blindness
Heart Valve Surgery
Major Organ Transplant
Multiple Sclerosis
Apallic Syndrome (vegetative state)
Viral Encephalitis
Loss of Speech
Poliomyelitis
View all risks
Exclusions
Insurance Exclusions
Insurance benefits will not be paid if the critical illness is caused by or related to the following circumstances:
Suicide or self-harm
Use of narcotic, toxic, psychotropic, or alcoholic substances
AIDS, HIV infection, or any type of hepatitis (except hepatitis A), liver cirrhosis, liver cancer, or related complications
Participation in war, uprising, revolution, strike, or military coup
Participation in high-risk activities
Participation in unlawful acts as defined by the Criminal Code of Georgia
For more information on insurance exclusions, please refer to the information leaflet（https://tbcinsurance-website-files.s3.eu-west-1.amazonaws.com/wordings/TLCI-001-25_05.08.2025_Info.pdf）or follow the link to view the full policyterms and conditions.（https://cdn.prod.website-files.com/69383f6a0f4f6ae38e35670b/6982f91f955546862c90fb69_001.25%20tlci.pdf）
Additional Coverage
In addition to financial support, the insurance includes a diagnosis verification service at leading clinics worldwide and, if necessary, treatment planning abroad.
Diagnosis verification and treatment planning abroad
You can benefit from the alternative medical opinion service at one of the leading clinics worldwide and then continue treatment at the clinic of your choice. The insurance will assist you with organising travel, hotel accommodation, clinic visits, and the purchase of necessary medications.
Alternative Medical Opinion (MSO)
You can request an alternative medical opinion from a leading international clinic regarding any diagnosis made in Georgia and the related treatment plan.
Life Insurance
Along with Critical Illness insurance, you can also purchase Life insurance under a single insurance policy .
For more information, please visit the link or contact us at [email protected]（https://www.tbci.ge/cdn-cgi/l/email-protection#d2bbbcb4bd92a6b0b1bbbca1a7a0b3bcb1b7fcb5b7）or *4222.
Learn More（https://www.tbci.ge/en/life-critical#life-insurance）
Ready to Get Insured?
Would you like to purchase this insurance?If you wish to learn more or purchase this policy, you can request a call with one of our representatives.
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Frequently Asked Questions
I already have health insurance that reimburses medical service expenses — why do I need additional critical illness insurance?
Although health insurance reimburses medical expenses, it may not fully cover the costs associated with treating life-threatening illnesses. Therefore, for such cases, it is important to have critical illness insurance with a high coverage limit. Additionally, the compensation received under this insurance is used by the insured person at their discretion — there is no need to submit medical treatment confirmation documents to us.